Banking should do more.
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Bitcoin, built into your bank.
Four ways to buy and sell,without outgrowing your bank.
Bitcoin-Backed Loans
A loan secured by Bitcoin, with rates below 9.9% APR.
Concept only; Longstone does not currently offer banking or lending products.
Loan calculator for illustrative purposes only. Longstone Financial does not offer loan products.
Illustrative loan example
Loan type
You make equal monthly payments over the term of the loan until fully paid.
Estimated collateral required
2.6671 BTC
at 50.0% initial LTV, Bitcoin at $112,480 (as of 11 Jun 2026)
- Interest rate
- 8.625%
- APR (incl. fees)
- 9.05%
- Term
- 60 months
- Origination fee
- $1,500 (1.00%)
- Est. monthly payment
- $3,086.52
- Payment at maturity
- $3,086.52
- Total of payments
- $185,191.46
- Est. liquidation price
- $70,300
This calculator is for illustrative purposes only and depicts a hypothetical loan product. Longstone is not currently a bank or lender and does not currently offer loans or accept loan applications. Longstone is not an FDIC-insured depository institution. Nothing shown constitutes an offer, solicitation, commitment to lend, or indication that any product, rate, term, or feature will be available in the future. The example assumes a 50% initial LTV, a Bitcoin price of $112,480, and the illustrative rate and terms shown above. APR includes the modeled origination fee as a prepaid finance charge netted from the hypothetical disbursement. Total of payments represents the sum of scheduled payments over the selected term. Liquidation price represents the approximate Bitcoin price at which the modeled loan would reach an 80% LTV. Borrowing against digital assets can involve significant risk, including liquidation and loss of collateral.
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